Oi pessoal! Você já cansou de viver na pobreza enquanto as criptomoedas estão curtindo uma vida de luxo? Então junte-se ao nosso canal @Crypnoticias no Telegram, onde compartilhamos notícias sobre criptomoedas em português - porque quem precisa de dinheiro de verdade quando você pode nadar em Dogecoins? Venha para o lado selvagem da especulação financeira, onde o único risco é perder tudo... ou ganhar um foguete para a lua! 😂💰🚀
☞ Junte-se ao Telegram
What to know:
- So, the DeFi sector is turning into this backend financial layer for apps. Who knew? Total value locked in lending protocols is almost $60 billion. That’s a lot of zeros! 💸
- Apparently, user-facing applications are embedding DeFi infrastructure to offer seamless financial services. They call it the “DeFi mullet.” You know, business in the front, party in the back! 🎉
- And now, DeFi protocols are getting into tokenized real-world assets. Because why not? Let’s throw everything into the mix! 🤷♂️
There’s a quiet transformation underway in decentralized finance (DeFi). I mean, who doesn’t love a good transformation? It’s like a caterpillar turning into a butterfly, but with more spreadsheets.
While DeFi’s last bull market was all about those eye-watering—and let’s be honest, dubious—yields and speculative frenzy, now it’s all about becoming a backend financial layer for user-facing apps. Institutional participation is up, and I’m just here wondering if I should be worried. 🤔
The total value locked (TVL) on top DeFi lending protocols—including Aave, Euler, Spark, and Morpho—has surged past $50 billion and is creeping up to $60 billion. That’s a 60% growth over the past year! I mean, who’s counting? Oh right, everyone! 📈
🚨 URGENTE: Dólar x Real em ALTA HISTÓRICA! Veja a previsão CHOCANTE!
Confira agora!“These are not merely yield platforms; they are evolving into modular financial networks undergoing rapid institutionalization,” the authors said. Sounds fancy, right? But let’s not kid ourselves, it’s still finance. 😏
The ‘DeFi mullet’
One of the key trends recently highlighted is user-facing applications embedding DeFi infrastructure in the backend to offer yield or loans. It’s like they’re hiding the good stuff from us! The report calls it the “DeFi mullet”: fintech front-end, DeFi backend. Classic! 😂
Take Coinbase, for instance. Users can borrow against their bitcoin holdings powered by DeFi lender Morpho’s backend. Over $300 million in loans have already originated via this integration. That’s a lot of borrowing! 💳
Bitget Wallet’s integration with lending protocol Aave offers a 5% yield on USDC and USDT holdings across chains without leaving the crypto wallet app. PayPal is doing something similar with its PYUSD stablecoin, offering yields near 3.7%. But hey, no DeFi element there. Just good old-fashioned PayPal! 🙄
The report suggests crypto-friendly fintech firms like Robinhood or Revolut might jump on this bandwagon too, offering services like stablecoin credit lines and asset-backed loans through DeFi markets. Because who doesn’t want more fees? 💰
Tokenized RWAs in DeFi
DeFi protocols are now introducing use cases for tokenized versions of traditional instruments like U.S. Treasuries and credit funds, also known as real-world assets (RWA). Because why not tokenize everything? 📜
These tokenized assets can serve as collateral, earn yield directly, or be bundled into more complex strategies. It’s like a financial buffet! 🍽️
Tokenization of investment strategies is becoming popular. Pendle, a protocol that lets users split yield streams from principal, now manages over $4 billion in total value locked. That’s a lot of tokenized stablecoin yield products! 💵
Meanwhile, Ethena’s sUSDe and similar yield-bearing tokens have introduced products that deliver returns above 8%. All while abstracting away the operational burden for the end user. Sounds like a win-win, right? Or is it? 🤷♂️
Rise of on-chain asset managers
A less visible but critical trend is the rise of crypto-native asset managers. Firms like Gauntlet, Re7, and Steakhouse Financial are allocating capital across DeFi ecosystems using professionally managed strategies. It’s like traditional asset managers, but with a crypto twist! 🍔
These players are embedded in DeFi protocol governance, fine-tuning risk parameters and deploying capital across a range of structured yield products, tokenized real-world assets (RWAs), and modular lending markets. Sounds like a lot of work! 😅
The report noted that the sector’s capital under management has grown fourfold since January—from $1 billion to over $4 billion. So, if you’re not in DeFi yet, what are you waiting for? A personal invitation? 📩
- EUR BRL PREVISÃO
- USD BRL PREVISÃO
- BTC PREVISÃO. BTC criptomoeda
- SOL PREVISÃO. SOL criptomoeda
- NEAR PREVISÃO. NEAR criptomoeda
- OM PREVISÃO. OM criptomoeda
- EUR CHF PREVISÃO
- BTC BRL PREVISÃO. BTC criptomoeda
- BRETT PREVISÃO. BRETT criptomoeda
- COOKIE PREVISÃO. COOKIE criptomoeda
2025-06-18 23:57